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{"id":12768,"date":"2020-01-11T12:48:40","date_gmt":"2020-01-11T10:48:40","guid":{"rendered":"https:\/\/modecon.mnau.edu.ua\/?p=12768"},"modified":"2020-02-11T14:40:55","modified_gmt":"2020-02-11T12:40:55","slug":"the-role-and-importance-of","status":"publish","type":"post","link":"https:\/\/modecon.mnau.edu.ua\/en\/the-role-and-importance-of\/","title":{"rendered":"Kolevatova, A. & Kondratskaya, K. The Role and Importance of Households Finance in Market Economy"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text]<\/p>\n\n\n\n
JEL Classification<\/strong>: \u041d30, \u041d31.<\/span><\/td>\nDOI<\/b>: https:\/\/doi.org\/10.31521\/modecon.V18(2019)-09<\/a><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text][vc_column_text]<\/p>\n

Kolevatova\u00a0A.\u00a0V.<\/strong>, Ph.D. (Economics), Associate Professor of the Department of Finance and Accounting, Mykolayiv National University named after V. Sukhomlynsky, Mykolayiv, Ukraine<\/p>\n

ORCID ID<\/strong>: 0000-0001-5035-5481<\/a>
\ne-mail<\/strong>: kolevatovaalena331@gmail.com<\/a><\/p>\n

Kondratskaya\u00a0K.\u00a0V.<\/strong>, student, Mykolayiv National University named after V. O. Sukhomlynsky, Mykolayiv, Ukraine<\/p>\n

ORCID ID<\/strong>: 0000-0002-2199-4521<\/a>
\ne-mail<\/strong>: ekaterina.condratskaia@gmail.com<\/a><\/p>\n

The Role and Importance of Households Finance in Market Economy<\/h2>\n

 <\/p>\n

Abstract. Introduction<\/strong>. In modern conditions of economic development of households have a high level of independence in the adoption of financial decisions, as well as sufficient volume of financial resources that are practically not involved in the development of investment potential of the country.<\/p>\n

The article was considered the role and place of household finances in the market management system, different views of both domestic and foreign scientists on the essence of the concept \u00abfinancial resources of households\u00bb were investigated and their own definitions were proposed. The main classification features and principles of household finances in the system of financial and economic relations of Ukraine are presented.<\/p>\n

Purpose<\/strong>. Analysis of scientific approaches that take place in foreign and domestic economic literature, as well as scientific justification for the interpretation of the concept of \u00abhousehold finances\u00bb, defining their role in the economic system of Ukraine and studying modern tendencies of development as an important component of the state financial system.<\/p>\n

Results<\/strong>. A statistical assessment of the selected indicators, contributed to identifying certain problems, indicating the general imbalance of the national economic system, which naturally limits the ability of households to long-term economic behavior, and also generates jumping of consumer preferences and expectations that violate macroeconomic proportions. The resolution of this problem is possible only at the state level and requires effective managerial decisions, in particular in the areas of payment of labor, subsidisation, social insurance, taxation, lending, education, healthcare.<\/p>\n

Conclusions<\/strong>. The household finances play a significant role in public playing, which consists in providing financial resources of a continuous process of recreating the workforce and creating foundations for the investment development of the national economy. Despite certain problems that exist in modern economic realities and views of individual scientists regarding the inexpediency of household finance allocation into a separate area of the financial system of Ukraine, we believe that the Treasury finances will take a significant place in its structure and carry out an active impact on the development of the national economy. This is only possible if the State has adequate attention to the problems and needs of the person as the highest value in society, its interests and freedoms.<\/p>\n

Keywords<\/strong>: home improvement; household income; household expenditures; finances; household finances; financial system; financial policy.<\/p>\n

References:<\/strong><\/p>\n

    \n
  1. Gluhov, V. (2008). Of \u0441entury individuality of the finance of house facilities. The finance and the credit<\/em>, 20 (308), 60.<\/li>\n
  2. Mints, \u041e. Y. (2017). Mechanisms of development and use of households ‘ finances in Ukraine. Theoretical and practical aspects of the economy and intellectual property<\/em>, 15, 226-<\/li>\n
  3. Voronylo, V. V. (2010). Financial resources of households: essence and classification. NAPX Newsletter<\/em>, 6, 31-34.<\/li>\n
  4. Glushchenko, O. V. (2016). Financial resources of households as a part of the Fund of National Welfare of Ukraine. Publishing and Printing center of Ternopil National Economic University \u00abEconomic thought\u00bb, <\/em>24(1), 122-132.<\/li>\n
  5. Kizima, T. O. (2010). Household finances: Modern paradigm and dominants of development. K.: Knowledge.431.<\/li>\n
  6. Nagaychuk, N. G. (2014). Clarification of the content of the concept of \u00abhousehold finance\u00bb in terms of the discipline \u00abfinance\u00bb. Financial space<\/em>, 2 (14), 100-105.<\/li>\n
  7. Tarasyuk, \u041c. V. (2013). Functions of household finances in the market economy of the Postkrizovogo period. Economic Bulletin of the University<\/em>, 21 (1), 230-235.<\/li>\n
  8. Tarasyuk, \u041c. V. (2013). Role and peculiarities of household finances functioning in market economy. Innovative economy,<\/em> 9, 11-16.<\/li>\n
  9. Official site of the State Statistics Service of Ukraine: http:\/\/ukrstat.gov.ua.<\/li>\n
  10. Yuri, S. I. (2008). Household finances: Theoretical approaches to the interpretation of the entity, 8, 3-10.<\/li>\n<\/ol>\n

    [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]Received:<\/strong> 07 December 2019<\/p>\n

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    Kolevatova, A. & Kondratskaya, K. (2019). The Role and Importance of Households Finance in Market Economy. Modern Economics<\/em>, 18(2019), 55-60. DOI: https:\/\/doi.org\/10.31521\/modecon.V18(2019)-09.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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    [vc_row][vc_column][vc_column_text] JEL Classification: \u041d30, \u041d31. DOI: https:\/\/doi.org\/10.31521\/modecon.V18(2019)-09 [\/vc_column_text][vc_column_text] Kolevatova\u00a0A.\u00a0V., Ph.D. (Economics), Associate Professor of the Department of Finance and Accounting, Mykolayiv National University named after V. Sukhomlynsky, Mykolayiv, Ukraine ORCID ID: 0000-0001-5035-5481 e-mail: kolevatovaalena331@gmail.com Kondratskaya\u00a0K.\u00a0V., student, Mykolayiv National University named after V. O. Sukhomlynsky, Mykolayiv, Ukraine ORCID ID: 0000-0002-2199-4521 e-mail: ekaterina.condratskaia@gmail.com The Role and Importance
    Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[124],"tags":[125],"class_list":["post-12768","post","type-post","status-publish","format-standard","hentry","category-18-2019","tag-18-2019"],"_links":{"self":[{"href":"https:\/\/modecon.mnau.edu.ua\/en\/wp-json\/wp\/v2\/posts\/12768","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/modecon.mnau.edu.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/modecon.mnau.edu.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/modecon.mnau.edu.ua\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/modecon.mnau.edu.ua\/en\/wp-json\/wp\/v2\/comments?post=12768"}],"version-history":[{"count":0,"href":"https:\/\/modecon.mnau.edu.ua\/en\/wp-json\/wp\/v2\/posts\/12768\/revisions"}],"wp:attachment":[{"href":"https:\/\/modecon.mnau.edu.ua\/en\/wp-json\/wp\/v2\/media?parent=12768"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/modecon.mnau.edu.ua\/en\/wp-json\/wp\/v2\/categories?post=12768"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/modecon.mnau.edu.ua\/en\/wp-json\/wp\/v2\/tags?post=12768"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}