{"id":13554,"date":"2020-05-20T10:00:52","date_gmt":"2020-05-20T07:00:52","guid":{"rendered":"https:\/\/modecon.mnau.edu.ua\/?p=13554"},"modified":"2020-05-20T11:29:35","modified_gmt":"2020-05-20T08:29:35","slug":"bank-lending-current-state-and","status":"publish","type":"post","link":"https:\/\/modecon.mnau.edu.ua\/en\/bank-lending-current-state-and\/","title":{"rendered":"Berzhanir, I. Bank Lending: Current State and Prospects for Development"},"content":{"rendered":"

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JEL Classification<\/strong>: E51
\n<\/span><\/td>\n		DOI<\/b>: https:\/\/doi.org\/10.31521\/modecon.V20(2020)-04<\/a><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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Berzhanir Inna<\/strong>, PhD in Economics, Associate Professor of the Department of Finance, Accounting and Economic security, Pavlo Tychuna Uman State Pedagogical University, Uman, Ukraine<\/p>\n

ORCID ID<\/strong>: 0000-0001-7035-1170<\/a>
\ne-mail<\/strong>: innaberzhanir@ukr.net<\/a><\/p>\n

 <\/p>\n

Bank Lending: Current State and Prospects for Development<\/h2>\n

 <\/p>\n

Abstract. Introduction<\/strong>. It is established that the need for credit in a market economy is due to the patterns of capital circulation in the process of expanded reproduction, and the main advantages of using borrowed capital to finance working capital of an enterprise are determined.<\/p>\n

Purpose<\/strong>. The aim of the article is to study the theoretical and methodological foundations and substantiate practical proposals for improving bank lending to agricultural enterprises.<\/p>\n

Results<\/strong>. The article examines and explores the state of bank lending in modern conditions of the national economy of Ukraine. Changes in the structure of credit investments are analyzed. The analysis of the main reasons for the increase in interest rates on loans. Actual problems that affect the development of bank lending are considered, and the main directions for improving bank lending to agricultural enterprises are identified.<\/p>\n

Conclusions<\/strong>. To develop bank lending and create financial stability it is necessary:<\/p>\n