{"id":15177,"date":"2021-05-20T14:00:27","date_gmt":"2021-05-20T11:00:27","guid":{"rendered":"https:\/\/modecon.mnau.edu.ua\/?p=15177"},"modified":"2021-05-24T12:02:21","modified_gmt":"2021-05-24T09:02:21","slug":"technology-acceptance-model-modification-for","status":"publish","type":"post","link":"https:\/\/modecon.mnau.edu.ua\/en\/technology-acceptance-model-modification-for\/","title":{"rendered":"Budiman A., Hadibrata B. Technology Acceptance Model Modification for Electronic Wallet Users in Jakarta"},"content":{"rendered":"

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JEL Classification<\/strong>: G100, M310, M210<\/i>
\n<\/span><\/td>\n		DOI<\/b>: https:\/\/doi.org\/10.31521\/modecon.V26(2021)-03<\/a><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text][vc_column_text]<\/p>\n

Budiman Almi<\/b>, Lecturer of the Department of Management, Mercu Buana University, Indonesia<\/span><\/p>\n

ORCID ID:<\/strong> 0000-0002-8873-4345<\/a>
\ne-mail:<\/strong> almibudimann@gmail.com<\/a><\/p>\n

Hadibrata Baruna<\/b>, Lecturer of the Department of Management, Mercu Buana University, Indonesia<\/span><\/p>\n

ORCID ID:<\/strong> 0000-0001-8495-6015<\/a>
\ne-mail:<\/strong> barunahadibrataa@gmail.com<\/a><\/p>\n

 <\/p>\n

Technology Acceptance Model Modification for Electronic Wallet Users in Jakarta<\/b><\/h2>\n

 <\/p>\n

Introduction.<\/b> The development of mobile payment in Indonesia is increased, especially by the emergence of the two biggest electronic payments, such as Go-Pay and Ovo, which aggressively offer various interesting offers. This affects the enhancement of the use of mobile payment by the public. In the beginning, server-based electronic money services of its appearance were still small, including credit top-up and internet data, and money transfers to banks that include as a member of ATM Bersama (joint ATM). Along with the development of technology, electronic wallets begin to transform by expanding payment services, and several latest e-wallet applications have emerged.\u00a0<\/span><\/p>\n

Purpose.<\/b> The purpose of this research is to understand the changes in consumers\u2019 behavior that make payments from using cash and switching to electronic wallets.<\/span><\/p>\n

Results.<\/b> The results of the analysis in this study were obtained as the below: (1) Perceived ease of use, perceived usefulness, perceived security, and perceived risk and trust have an influence on the intention to use e-wallet electronic application; (2) perceived ease of use and perceived risk have an influence on perceived usefulness of e-wallet user and (3) perceived ease of use, perceived risk, and perceived usefulness influence the perceived trust of e-wallet application users.\u00a0<\/span><\/p>\n

Conclusions.<\/b> It can be concluded that the technology acceptance model influences the user in using the electronic wallet as their transaction method since its usage can be trusted. Moreover, the benefit they got from electronic wallet (perceived usefulness) influence their trust and increase the intention of using an electronic wallet.<\/span><\/p>\n

Keywords<\/b>: ease of use; perceived usefulness; perceived security; perceived risk; trust; intention to use.<\/span><\/p>\n

References:<\/strong><\/p>\n

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  1. Loanata, T., & Tileng, K. G. (2016). Pengaruh Trust dan Perceived Risk pada Intention To Use Menggunakan Technology Acceptance Model (Studi Kasus Pada Situs E-Commerce Traveloka). <\/span>JUISI Jurnal Informatika Dan Sistem Informasi<\/span><\/i>.<\/span><\/li>\n
  2. Alaeddin, O., Altounjy, R., Zainudin, Z., & Kamarudin, F. (2018). From Physical to Digital: Investigating Consumer Behaviour of Switching to Mobile Wallet. <\/span>Polish Journal of Management Studies<\/span><\/i>, <\/span>17<\/span><\/i>(2), 18\u201330. https:\/\/doi.org\/10.17512\/pjms.2018.17.2.02.<\/span><\/li>\n
  3. Chawla, D., & Joshi, H. (2019). Consumer attitude and intention to adopt mobile wallet in India \u2013 An empirical study. <\/span>International Journal of Bank Marketing<\/span><\/i>, <\/span>37<\/span><\/i>(7), 1590\u20131618. https:\/\/doi.org\/10.1108\/IJBM-09-2018-0256.<\/span><\/li>\n
  4. Seetharaman, A., Niranjan, I., Patwa, N., & Kejriwal, A. (2017). A Study of the Factors Affecting the Choice of Investment Portfolio by Individual Investors in Singapore. <\/span>Accounting and Finance Research<\/span><\/i>, <\/span>6<\/span><\/i>(3), 153. https:\/\/doi.org\/10.5430\/afr.v6n3P153.<\/span><\/li>\n
  5. Sugiyono. (2016). Metode Penelitian dan Pengembangan (Research and Development\/R&D). In <\/span>Bandung: Alfabeta<\/span><\/i>. https:\/\/doi.org\/10.1016\/j.drudis.2010.11.005.<\/span><\/li>\n
  6. Ahyar, H., Maret, U. S., Andriani, H., & Sukmana, D. J. (2020). <\/span>Buku Metode Penelitian Kualitatif & Kuantitatif<\/span><\/i> (March Issu).<\/span><\/li>\n
  7. Wirdasari, D. (2008). Mengenal Teknik-Teknik Keamanan Komputer dan Model-Model Serangannya (Security Attack Models). <\/span>Jurnal SAINTIKOM<\/span><\/i>, <\/span>4<\/span><\/i>(1), 111\u2013119.<\/span><\/li>\n
  8. Jogiyanto. (2017). Konsep Dasar Sistem Informasi. <\/span>Konsep Dasar Sistem Informasi<\/span><\/i>.<\/span><\/li>\n
  9. Kotler, K. (2014). Manajemen Pemasaran. Manajemen Pemasaran<\/i><\/li>\n<\/ol>\n

    [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]Received: <\/strong>01\u00a0March 2021<\/span><\/strong><\/p>\n

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    Budiman A., Hadibrata B. (2021). Technology Acceptance Model Modification for Electronic Wallet Users in Jakarta. Modern Economics<\/em>, 26(2021), 17-24. DOI: https:\/\/doi.org\/10.31521\/modecon.V26(2021)-03.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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    [vc_row][vc_column][vc_column_text] JEL Classification: G100, M310, M210 DOI: https:\/\/doi.org\/10.31521\/modecon.V26(2021)-03 [\/vc_column_text][vc_column_text] Budiman Almi, Lecturer of the Department of Management, Mercu Buana University, Indonesia ORCID ID: 0000-0002-8873-4345 e-mail: almibudimann@gmail.com Hadibrata Baruna, Lecturer of the Department of Management, Mercu Buana University, Indonesia ORCID ID: 0000-0001-8495-6015 e-mail: barunahadibrataa@gmail.com   Technology Acceptance Model Modification for Electronic Wallet Users in Jakarta  
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