JEL Classification: M10, M31 DOI: https://doi.org/10.31521/modecon.V16(2019)-02 Indah Raya Permata, graduate student of the Magister of Management Sciences, Faculty of Economics, Sriwijaya University, Palembang e-mail: indah.irpk@gmail.com Wahab Zakaria, Ph.d of Economics, Marketing Management Economics, Faculty of Economics, Sriwijaya University, Palembang ORCID ID: 0000-0003-1036-023x e-mail: zkwahab@yahoo.com Muchsin Saggaf Shihab, Ph. D of Economics, Marketing Management Economics, BakrieRead more