JEL Classification: G32, H26, M41. DOI: https://doi.org/10.31521/modecon.V29(2021)-14 Zuliyanti Try, Magister Student, Faculty of Economics, Sriwijaya University, Indonesia ORCID ID: 0000-0001-5113-7179 e-mail: tryzuliyanti@gmail.com Voskolup Karina, Master of Department of Finance and Banking, Vasyl’ Stus Donetsk National University, Vinnytsia, Ukraine ORCID ID: 0000-0003-0066-2445 e-mail: azwardi_unsri@yahoo.com Fuadah Luk Luk, Associate Professor, Faculty of Economics, Sriwijaya University, Indonesia ORCID ID: 0000-0003-2163-9471Read more