JEL Classification: C80; С88; M21; M41; N22; N2; Р47. DOI: https://doi.org/10.31521/modecon.V46(2024)-09 Tetiana Kuchmiiova, PhD (Economics), Associate Professor of the Department of Economic Cybernetics, Computer Sciences and Information Technologies, Mykolaiv Natiоnal Agrarian University, Mykоlaiv, Ukraine ORCID ID: 0000-0001-5647-8167 e-mail: pisochenko@mnau.edu.ua Liudmyla Borian, Senior Lecturer the Department of Economic Cybernetics, Computer Sciences and Information Technologies, Mykolaiv NatiоnalRead more