JEL Classification: H21, H30, O33. DOI: https://doi.org/10.31521/modecon.V51(2025)-24 Sarana Lesya, Ph.D. in Economic Sciences, Associate Professor of the Finance Department, Private Higher Education Institution «Rauf Ablyazov East European University», Cherkasy, Ukraine ORCID ID: 0000-0003-0987-0064 e-mail: S__lesya@ukr.net Zanayev Oleksandr, applicant for the third (educational and scientific) level of higher education, Private Higher Education Institution «Rauf Ablyazov EastRead more








Українська