JEL Classification: L26; M21; G32; O33 DOI: https://doi.org/10.31521/modecon.V52(2025)-35 Shandova Nataliia, Doctor of Economics, Professor, The Head of the Department of Economy, Entrepreneurship and Economic security, Kherson National Technical University, Khmelnytskyi, Ukraine ORCID ID: 0000-0002-6278-1143 e-mail: shandova.nataliya@kntu.edu.ua Rybas Denys, Gaduate student of the third (educational and scientific) level of higher education, Kherson National Technical University, Khmelnytskyi,Read more