JEL Classification: Q14, Q18, G32, G28, O13, C51 DOI: https://doi.org/10.31521/modecon.V54(2025)-17 Nepochatenko Olena, Doctor of Economic Sciences, Professor, Professor of the Department of Finance, Banking and Insurance, Uman National University, Uman, Ukraine ORCID: 0000-0002-1212-6335 e-mail: nepochatenko1@gmail.com Trusova Natalia, Doctor of Economic Sciences, Professor, Professor of the Department of Finance, Accounting and Taxation, Dmytro Motornyi Tavria StateRead more







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