JEL Classification: E 51, F 35, H 81, O 19 DOI: https://doi.org/10.31521/modecon.V55(2026)-07 Burkovska Alla, Ph. D (Economics), Associate Professor of the Department of Finance, Banking and Insurance, Mykolayiv National Agrarian University, Mykolayiv, Ukraine ORCID: 0000-0003-4158-1721 e-mail: burkovskaya@mnau.edu.ua Zayats Oleksandr, Applicant of Higher Education, Accounting and Finance Faculty, Mykolayiv National Agrarian University, Mykolaiv, Ukraine ORCID: 0009-0007-9423-0630Read more







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