JEL Classification: H20, D22; H29; H71; M41. DOI: https://doi.org/10.31521/modecon.V28(2021)-15 Permata Dessy Sari, Magister Student, Faculty of Economics, Sriwijaya University, Indonesia ORCID ID: 0000-0002-1086-0069 e-mail: dessy.success@gmail.com SaftianaYulia, Doctor (Economics), Lecturer at Faculty of Economics, Sriwijaya University, Indonesia ORCID ID: 0000-0002-8055-1659 e-mail: yuliasaftiana@fe.unsri.ac.id Yusnaini, Doctor (Economics), Lecturer at Faculty of Economics, Sriwijaya University, Indonesia ORCID ID:Read more