JEL Classification: C18; C61; G01; O21; C54; C61, L9 DOI: https://doi.org/10.31521/modecon.V29(2021)-16 Krasnyuk Maxim, Ph.D. of Economics, Associate Professor, Department of Information Systems in Economics, Institute of Information Technologies in Economics, Vadym Hetman Kyiv National Economic University, Kyiv, Ukraine ORCID ID: 0000-0002-8857-8821 e-mail: kmt@ukr.net Kulynych Yurii, Ph.D. of Economics, Associate Professor of the Department of Finance,Read more