JEL Classification: H56; E63 DOI: https://doi.org/10.31521/modecon.V41(2023)-15 Rudenko Viktoriia, Doctor of Economics, Assistant Professor, Assistant Professor of the Department of Finance, Banking and Insurance, Vinnytsia Educational and Research Institute of Economic WUNU, Vinnytsia, Ukraine ORCID ID: 0000-0002-4911-7600 e-mail: v.rudenko@wunu.edu.ua Pohrishchuk Halyna, Doctor of Economics, Professor, Head of the Department of Finance, Banking and Insurance, Vinnytsia EducationalRead more