JEL Classification: М21; H43; H54; Е62 DOI: https://doi.org/10.31521/modecon.V36(2022)-04 Bodnar Olena, PhD (Economics), Assistant Professor of the Department of Finance, Banking and Insurance, Mykolayiv National Agrarian University, Mykolayiv, Ukraine ORCID ID: 0000-0002-0152-4290 e-mail: bodnarolena1606@gmail.com Herasymenko Oleh, Applicant of Higher Education, Accounting and Finanсe Faculty, Mykolayiv National Agrarian University, Ukraine ORCID ID: 0000-0002-0210-671X e-mail: oleh.herasymenko99@icloud.com InternationalRead more