JEL Classification: G30; G31; G32; G39 DOI: https://doi.org/10.31521/modecon.V36(2022)-08 Dranus V. V., Candidate of Economic Sciences, Associate Professor of the Department of Finance and Credit, Black Sea National University named after Peter Mohyla, Mykolaiv, Ukraine ORCID ID: 0000-0001-5617-6740 e-mail: drval8@ukr.net Bychenko Е. О., graduate of the second (master’s) level of higher education, specialty 072 Finance, banking and insurance,Read more