JEL Classification: J30; J50; J53; K31. DOI: https://doi.org/10.31521/modecon.V49(2025)-25 Iryna Prokopovych-Pavlyuk, PhD in Economics, Associate Professor of the Department of Statistics, Ivan Franko National University of Lviv, Lviv, Ukraine ORCID ID: 0000-0002-8316-0127 e-mail: iryna.prokopovych-pavlyuk@lnu.edu.ua Svitlana Kvak, PhD in Economics, Associate Professor of the Department of Statistics, Ivan Franko National University of Lviv, Lviv, Ukraine ORCID ID:Read more