JEL Classification: O18; O33 DOI: https://doi.org/10.31521/modecon.V20(2020)-37 Svynarenko Tatyana, Candidate of Sciences (Economics), Associate Professor, Department of Finance, Banking and Entrepreneurship, Donbass State Machine-Building Academy, Kramatorsk, Ukraine ORCID ID: 0000-0003-4954-5784 e-mail: svtat@ukr.net Gladkova Olga, Candidate of Sciences (Economics), Associate Professor, Department of Management and Economics of Enterprise, National University of Pharmacy, Kharkiv, Ukraine ORCID ID: 0000-0002-6029-9791 e-mail: olgladkova25@gmail.comRead more