JEL Classification: A22; L20; M14; G34 DOI: https://doi.org/10.31521/modecon.V20(2020)-25 Lunkina Tеtiana, Doctor of Economics, Associate Professor of the Department of Finance, Banking and Insurance, Mykolayiv National Agrarian University, Mykolayiv, Ukraine ORCID ID: 0000-0001-7252-3239 e-mail: lunkina_tanya@i.ua Okhota Nina, Student of Accounting and Finance Faculty, Mykolayiv National Agrarian University, Mykolayiv, Ukraine e-mail: okhotanina@gmail.com Features of Formation ofRead more