JEL Classification: C5; E5; G01. DOI: https://doi.org/10.31521/modecon.V17(2019)-05 Bielova I., Doctor of Economics, Associate Professor, Professor of the Department of Finance, Banking and Insurance, Scientific-Educational Institute of Business Technologies «UAB», Sumy State University, Sumy, Ukraine ORCID ID: 0000-0002-9567-0132 e-mail: i.bielova@uabs.sumdu.edu.ua Didyk O., Graduate Student of the Department of Finance, Banking and Insurance, Scientific-Educational Institute of BusinessRead more