JEL Classification: E62, H21, H 25, Q14. DOI: https://doi.org/10.31521/modecon.V15(2019)-02 Bechko Petro, Ph. D. in Economics, Professor, Professor of the Department of Finance, Banking and Insurance of Uman National University of Horticulture, Uman, Ukraine ORCID ID: 0000-0003-0928-4778 e-mail: petro19500807@gmail.com Barabash Lesia, Ph. D. in Economics, Associate Professor, Associate Professor of the Department of Finance, Banking andRead more