Perebyinis Dmytro, Postgraduate student, Department of International Finance, Vadym Hetman Kyiv National Economic University, Kyiv, Ukraine

ORCID ID: 0009-0003-9562-4560
e-mail: durandal1771@gmail.com

Electronic Financial Technologies: Changing Approaches to Raising Capital

Abstract. Introduction. In today’s rapidly evolving financial marketplace, electronic financial technologies are fundamentally changing traditional methods of raising capital. These innovations are creating new dynamics and opportunities in the financial landscape.

Purpose. This article explores current trends in electronic financial tools, focusing on the adoption and impact of crowdfunding platforms, blockchain technologies, and cryptocurrencies. The goal is to analyze how these digital advancements are increasing the efficiency, speed, and transparency of financial transactions and creating new opportunities for investors and entrepreneurs.

Results. The study reveals several significant benefits of electronic financial technologies, including increased transaction speed and efficiency, reduced costs, expanded access to financial resources for small and medium-sized enterprises (SMEs), and increased transparency and accountability in financial transactions. Despite these benefits, there are challenges such as data security concerns, regulatory compliance issues, market volatility, and the need to build trust among market participants. The findings highlight the importance of adapting traditional financial models and regulatory frameworks to the digital age, in order to facilitate effective capital raising on a global scale.

Conclusions. Adapting traditional financial models to incorporate electronic financial technologies is essential to promote greater flexibility, resilience and efficiency in global capital raising activities. The study concludes with strategic recommendations for policymakers and financial institutions to integrate these digital advances while ensuring robust risk management and regulatory oversight. Embracing these technologies is critical to fostering sustainable economic growth, driving innovation, and enabling more inclusive access to capital.

Keywords: electronic financial technologies; capital raising; fintech; crowdfunding; blockchain; cryptocurrency; digital transformation; innovation; financial markets; financial technology regulation.

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