JEL Classification: H12; G 32; G 22; O16. DOI: https://doi.org/10.31521/modecon.V25(2021)-22 Sukach Olena, PhD in Economics Dean of the Faculty of Economics and Management Rauf Ablyazov East European University, Ukraine ORCID: 0000-0001-7150-0262 Kozlovska Svitlana, PhD in Technical Sciences Head of the Department of Management and Administration Rauf Ablyazov East European University, Ukraine ORCID: 0000-0002-1754-1220 InsuranceRead more