JEL Classification: E51; G21 DOI: https://doi.org/10.31521/modecon.V30(2021)-04 Baryshevska Inna, Candidate of Economic Sciences, Associate Professor of the Department of Finance, Banking and Insurance, Mykolayiv National Agrarian University, Mykolayiv, Ukraine ORCID ID: 0000-0003-3851-160X e-mail: Baryshevskaiv@mnau.edu.ua Melnyk Olha, Candidate of Economic Sciences, Associate Professor of the Department of Finance, Banking and Insurance, Mykolayiv National Agrarian University, Mykolayiv, UkraineRead more