JEL Classification: G21; G35 DOI: https://doi.org/10.31521/modecon.V35(2022)-03 Inna Baryshevska, Candidate of Economic Sciences, Associate Professor of the Department of Finance, Banking and Insurance, Mykolayiv National Agrarian University, Mykolayiv, Ukraine ORCID ID: 0000-0003-3851-160X e-mail: Baryshevskaiv@mnau.edu.ua Olha Melnyk, Candidate of Economic Sciences, Associate Professor of the Department of Finance, Banking and Insurance, Mykolayiv National Agrarian University, Mykolayiv, UkraineRead more