JEL Classification: I31; J23; J43; O15; O18 DOI: https://doi.org/10.31521/modecon.V36(2022)-22 Larysa Chornobay, PhD in Economics, Associate Professor, Associate Professor at the Department of Management and Public Administration, Higher educational institution «Podillia State University», Kamianets-Podilskyi, Ukraine ORCID ID: 0000-0001-5122-1485 e-mail: chornobay431@gmail.com Iryna Mushenyk, PhD in Economics, Associate Professor, Associate Professor at the Department of Mathematics, Informatics andRead more