JEL Classification: С10 DOI: https://doi.org/10.31521/modecon.V39(2023)-11 Kushnir O. K., Candidate of Economic Sciences, Associate Professor, Associate Professor of the Department of Economics of Enterprise, Kamianets-Podilskyi Ivan Ohiienko National University, Kamianets-Podilskyi, Ukraine ORCID ID: 0000-0003-2679-2782 e-mail: oksana.kushnir@kpnu.edu.ua Chaplinsky V. R., Candidate of Economic Sciences, Senior Lecturer of the Department of Economics of Enterprise, Kamianets-Podilskyi Ivan Ohiienko National University, Kamianets-Podilskyi,Read more