JEL Classification: H51; H52; I18; J21; J24 DOI: https://doi.org/10.31521/modecon.V28(2021)-03 Budiman Muhammad Akbar, Master Student, Faculty of Economics, Sriwijaya University, Indonesia ORCID ID: 0000-0002-0174-0962 e-mail: 17akbarmuhammad@gmail.com Rohima Siti, Doctor (Economics), Lecturer at the Faculty of Economy, Sriwijaya University, Palembang, Indonesia ORCID ID: 0000-0002-9196-7924 e-mail: annayulia@unsri.ac.id Yulianita Anna, Doctor (Economics), Lecturer at the Faculty of Economy, SriwijayaRead more