JEL Classification: G1; G11; G12; G14 DOI: https://doi.org/10.31521/modecon.V41(2023)-09 Kuzmynchuk N., Doctor of Economics, Professor, V.N. Karazin Kharkiv National University, Ukraine ORCID ID: 0000-0002-9844-3429 e-mail: nkuzminchuk@karazin.ua Kutsenko T., PhD of Economics, Associate Professor, V.N. Karazin Kharkiv National University, Ukraine ORCID ID: 0000-0001-7800-2987 e-mail: chkutsenko@gmail.com Terovanesova O., PhD of Economics, V.N. Karazin Kharkiv National University, Ukraine ORCIDRead more