JEL Classification: F15; F29; K33 DOI: https://doi.org/10.31521/modecon.V45(2024)-13 Mariia Shkurat, Associate Professor of the Department of International Economic Relations, Vasyl Stus Donetsk National University, Vinnytsia, Ukraine ORCID ID: 0000-0003-3263-25 e-mail: m.shkurat@donnu.edu.ua Anastasia Nikolaeva, student of the Department of Finance and Banking, Vasyl Stus Donetsk National University, Vinnytsia, Ukraine ORCID ID: 0009-0002-0005-7691 e-mail: nikolaevanasta200@gmail.com Developing theRead more