JEL Classification: Н11, Н61, Н73, Н77 DOI: https://doi.org/10.31521/modecon.V50(2025)-15 Olha Melnyk, Candidate of Economic Sciences, Associate Professor of the Department of Finance, Banking and Insurance, Mykolayiv National Agrarian University, Mykolayiv, Ukraine ORCID ID: 0000-0001-8639-7755 e-mail: melnikoi@mnau.edu.ua Krasnonozhenko Vitaliia, Applicant of Higher Education, Accounting and Finanсe Faculty, Mykolayiv National Agrarian University, Ukraine ORCID ID: 0000-0002-7595-6539 e-mail: kvo20082004@gmail.comRead more







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