JEL Classification: D31; D63; E25; І32 DOI: https://doi.org/10.31521/modecon.V20(2020)-32 Palekhova Viktoriya, Associate Professor of the Department of Economics and Business, Petro Mohyla Black Sea National University, Mykolayiv, Ukraine ORCID ID: 0000-0002-8481-6669 e-mail: viktoria.palehova@chmnu.edu.ua Galenko Viktoria, Student of the 3rd course, specialty 072 «Finance, banking and insurance», Petro Mohyla Black Sea National University, Mykolayiv, Ukraine ORCID ID: 0000-0001-9224-371X e-mail:Read more