JEL Classification: O21, R11, R58, M31 DOI: https://doi.org/10.31521/modecon.V55(2026)-25 Nikulnikova Hanna, PhD (Economics), Associate Professor of the Department of Accounting, Taxation and Public Administration, Kryvyi Rih National University, Kryvyi Rih, Ukraine ORCID: 0000-0002-0703-5041 e-mail: tomskogo18@gmail.com Bondarchuk Olga, PhD (Ehgineering), Associate Professor of the Department of Enterprise Economics, Organization and Management, Kryvyi Rih National University, Kryvyi Rih,Read more







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