JEL Classification: C 59; G 21. DOI: https://doi.org/10.31521/modecon.V29(2021)-09 Volkova Nelia, PhD in Economics, Associate Professor of the Department of Finance and Banking, Vasyl’ Stus Donetsk National University, Vinnytsia, Ukraine ORCID ID: 0000-0003-1539-6194 e-mail: v.volkova@donnu.edu.ua Stavska Kateryna, Master of Department of Finance and Banking, Vasyl’ Stus Donetsk National University, Vinnytsia, Ukraine ORCID ID: 0000-0002-1010-3236 e-mail: stavska.k@donnu.edu.uaRead more