JEL Classification: М13; О32. DOI: https://doi.org/10.31521/modecon.V49(2025)-12 Natalia Zakharchenko, Doctor of Economics, Professor, Professor of the Department of Economics, Law and Business Management, Odessa National University of Economics ORCID ID: 0000-0002-9895-531Х e-mail: nvzakharchenko777@gmail.com Natalia Dobrova, PhD in Economics, Associate Professor of the Department of Economics, Law and Business Management, Odesa National Economic University ORCID ID: 0000-0002-1786-1291Read more







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