JEL Classification: E40; G21 DOI: https://doi.org/10.31521/modecon.V42(2023)-04 Volkova Nelia, PhD in Economics, Associate Professor of the Department of Finance and Banking, Vasyl’ Stus Donetsk National University, Vinnytsia, Ukraine ORCID ID: 0000-0003-3790-3636 e-mail: n.volkova@donnu.edu.ua Shpuniarska Tetiana, Master of Department of Finance and Banking, Vasyl’ Stus Donetsk National University, Vinnytsia, Ukraine ORCID ID: 0009-0006-8295-2946 e-mail: shpuniarska.t@donnu.edu.ua Assessment ofRead more