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JEL Classification: M41; H25; G38. DOI: https://doi.org/10.31521/modecon.V53(2025)-03 Hurina Nataliia, Candidate of Economic Sciences, Associate Professor, Associate Professor of the Department of Accounting and Auditing, State Tax University, Irpin, Ukraine ORCID: 0000-0001-9433-069X e-mail: g-nataliya@ukr.net Sakhno Oksana, First (Bachelor’s) degree student, Faculty of Taxation, Accounting and Auditing, State Tax University, Irpin, Ukraine ORCID: 0000-0002-7950-6957 e-mail: okksana.sakkhno@gmail.com  Read more

JEL Classification: O32, O33, M15, L86. DOI: https://doi.org/10.31521/modecon.V53(2025)-25 Maziy Nataliia,  PhD in Economics, Associate Professor of the Department of Management of Organizations,  Lviv Polytechnic National University, Lviv, Ukraine ORCID: 0000-0002-0558-5963 e-mail: maziynatali@ukr.net   Digital Innovations as a Driver of Business Process Optimization Abstract. Introduction. Digital innovations are examined as a primary catalyst for optimizing businessRead more

JEL Classification: A22; C13; I20; I21 DOI: https://doi.org/10.31521/modecon.V53(2025)-01 Babenko Dmytro, PhD (Technical Sciences), Professor, First Vice Rector, Mykolayiv National Agrarian University, Mykolayiv, Ukraine ORCID: 0000-0003-2239-4832 e-mail: babenko@mnau.edu.ua Dotsenko Nataliia, Doctor of Pedagogy, Professor, Professor of Department of General Technical Disciplines, Mykolayiv National Agrarian University, Mykolayiv, Ukraine ORCID: 0000-0003-1050-8193 e-mail: dotsenkona@mnau.edu.ua Gorbenko Olena, PhD (Technical Sciences),Read more

JEL Classification: Q01, Q53, R11 DOI: https://doi.org/10.31521/modecon.V53(2025)-06 Burkovska Anna, PhD (Economics), Assosiate Professor of the Department of Management, Business, and Administration, Mykolayiv National Agrarian University, Mykolayiv, Ukraine ORCID: 0000-0003-0563-6967 e-mail: anna.burkovskaya12@gmail.com Poltorak Anastasiia, Doctor of Economics, Professor, Head of the Department of Management, Business, and Administration, Mykolayiv National Agrarian University, Mykolayiv, Ukraine ORCID: 0000-0002-9752-9431 e-mail:Read more

JEL Classification: І25; J21, R11. DOI: https://doi.org/10.31521/modecon.V53(2025)-08 Vasyltsiv Taras, Doctor of Economics, Professor, Director, M. Dolishniy Institute of Regional Research of the NAS of Ukraine, Lviv, Ukraine ORCID: 0000-0002-2889-6924 e-mail: tgvas77@ukr.net Mulska Olha, Doctor of Economics, Senior Researcher, Acting Head of the Department of Problems of Social and Humanitarian Development of Regions, M. Dolishniy InstituteRead more

JEL Classification: M14, D73, O35. DOI: https://doi.org/10.31521/modecon.V53(2025)-09 Voytyk Oleksandra, PhD of Science in Public Administration, senior lecturer of the Department of Public Administration, Lviv Polytechnic National University, Lviv, Ukraine ORCID: 0009-0000-7478-1258 e-mail: voyityk@ukr.net Maziy Nataliia,  PhD in Economics, Associate Professor of the Department of Management of Organizations,  Lviv Polytechnic National University, Lviv, Ukraine ORCID: 0000-0002-0558-5963Read more

JEL Classification: J24; M12; L25; O15. DOI: https://doi.org/10.31521/modecon.V53(2025)-07 Vagonova Oleksandra, Doctor of Economics Sciences, professor of the department of applied economics, entrepreneurship and public administration, NTU «Dniprovska Polytechnic», Dnipro, Ukraine ORCID: 0000- 0001- 6553- 7771 e-mail: vagonovaag@gmail.com Karpa Dmytro, postgraduate of the department of applied economics, entrepreneurship and public administration, NTU «Dniprovska Polytechnic», Dnipro, UkraineRead more

JEL Classification: E31; E52; E62; O11; O23. DOI: https://doi.org/10.31521/modecon.V53(2025)-23 Kuchmiiova Tetiana, PhD (Economics), Associate Professor of the Department of Economic Cybernetics, Computer Sciences and Information Technologies, Mykolaiv Natiоnal Agrarian University, Mykоlaiv, Ukraine ORCID: 0000-0001-5647-8167 e-mail: pisochenko@mnau.edu.ua Movsisian Sasha, Student of the Faculty of Management, Mykolaiv National Agrarian University,Mykolaiv, Ukraine ORCID: 0009-0003-6554-3233 e-mail: sashamovsisian@gmail.com Bulgakov Glib,Read more

JEL Classification: G32; G39; Q56; M14. DOI: https://doi.org/10.31521/modecon.V53(2025)-16 Zakharkin Oleksii, Doctor of Economics, Professor, Associate Professor of the Department of Financial Technologies and Entrepreneurship, Sumy State University, Sumy, Ukraine ORCID: 0000-0003-2753-3600 e-mail: o.zakharkin@biem.sumdu.edu.ua Zakharkina Liudmyla, PhD (Economics), Associate Professor, Associate Professor of the Department of Financial Technologies and Entrepreneurship, Sumy State University, Sumy, Ukraine ORCID:Read more

JEL Classification: Е42; Е50; Е52; Е59. DOI: https://doi.org/10.31521/modecon.V53(2025)-26 Melnyk Olha, Candidate of Economic Sciences, Associate Professor, Department of Finance, Banking and Insurance, Mykolaiv National Agrarian University, Mykolaiv, Ukraine ORCID: 0000-0001-8639-7755 e-mail: melnikoi@mnau.edu.ua Zadorozhna Olha, Higher Education Student, Accounting and Finance Faculty, Mykolaiv National Agrarian University, Mykolaiv, Ukraine ORCID: 0009-0000-1356-4890 e-mail: zadoroznaola436@gmail.com   Business Lending: ProgramsRead more