JEL Classification: C15; M21; O22 DOI: https://doi.org/10.31521/modecon.V22(2020)-19 Kharchenko Volodymyr, PhD (Economics), Associate Professor of the Department of Information Systems and Technologies, National University of Life and Environmental Sciences of Ukraine, Kyiv, Ukraine ORCID ID: 0000-0001-5067-7181 e-mail: vkharchenko@nubip.edu.ua Kharchenko Hanna, PhD (Economics), Associate Professor of the Department of Management named after prof. J. Zavadskiy, National UniversityRead more