JEL Classification: Е 62, G38, H 20. DOI: https://doi.org/10.31521/modecon.V13(2019)-03 Bechko P. K., PhD in Economics, Professor, Professor of Department of Finances, Banking and Insurance of Uman National University of Horticulture, Uman, Urkaine ORCID ID: 0000-0003-0928-4778 e-mail: petro19500807@gmail.com Barabash L. V., PhD in Economics, Associate Professor, Associate Professor of Department of Finances, Banking and Insurance of Uman National University ofRead more